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Personal Finance

investing
Warning signs you don't want to miss

Your retirement and 401(k) fees
The Labor Dept. is moving ahead on rules to help employers and workers better understand 401(k) fees. Is it too much information? Not at all, says Andrea Coombes in Personal Finance Minute.
• Robert Powell: Stealing from 401(k)s

• How to figure your Social Security benefits
If you're not going to read financial statements before investing, then at least check for these telltale warning signs of a company in trouble.
• Robert Powell: Investing in life settlements
• See more Personal Finance at SmartMoney

saving & spending
Reeling you in
Retailers watch weather patterns to attract you with temperature-specific items, writes Jennifer Waters.
• Consumers complain about car sales

HEALTH CARE
Stay healthy, or else
More employers are tying financial penalties to workers' unhealthy habits.
• Sitting can be dangerous to your health
• Ruth Mantell: Unemployment can make you sick
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Today in Personal Finance

Refinancing Mistakes To Avoid

With interest rates at record lows, there's never been a better time to save money on your mortgage. But watch out for pitfalls in the rush to refinance, advises MarketWatch's Andrea Coombes in her Personal Finance Minute. video content

7:44 p.m. July 30, 2010
Home sellers are unhappy with real-estate firms

More sellers are dissatisfied with their real-estate companies these days, griping mostly about the marketing of their home and some of the other services offered by the firm with which they’re working, according to a report released by J.D. Power and Associates this week.

5:36 p.m. July 30, 2010
Consumer sentiment falls in July

Concerns about personal financial prospects and the overall economy weigh down consumer sentiment in July, according to a report released Friday by Reuters and the University of Michigan.

10:29 a.m. July 30, 2010
Don't Buy Gold

Forget gold, says Wealth Adviser columnist James Altucher. He tells Dow Jones Newswires' Veronica Dagher why and where investors should put their money instead. video content

9:20 a.m. July 30, 2010
See more video

Video »

Refinancing Mistakes To Avoid

  • Refinancing Mistakes To Avoid 2:02
    Rex on Techs: White's the New Black 2:17
    U.S. Week Ahead: More Earnings; Data on Tap 1:49
    Asia's Week Ahead: Focus on Toyota, Cathay Pacific 2:09
  • Trading Strategies for August 0:30
    Hot Stocks: Insurers Diverge on Earnings Results 1:17
    Markets Hub: 2Q Earnings Maybe Not Strong Enough 3:32
    Don't Buy Gold 2:25
  • Gold Bugs Get Swatted 2:25
    More Bad News From Nvidia 4:18
2011 Mercedes Benz E550 Cabriolet
Unruffled by nature, this car can handle anything. But that advanced engineering comes at a price: more than $74,000.
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This Week in Mutual Funds: Hedging Bets
Harvey Rowen of Starmont Asset Management tells Jonathan Burton about specialized mutual funds that act like hedge funds, able to invest anywhere.
BOND FUNDS
Safety in numbers
In a clear reflection of global market jitters, bonds beat stock returns during the second quarter
by the widest margin in nine years.
• Global stock markets pay heavy toll

INTERNATIONAL FUNDS
Japan's rising sum
Long in the doldrums, Japan may be bouncing back, as this much-maligned market has outperformed most regions so far this year.
• More on mutual funds and ETFs
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Small Business »

Lucky Strike Lanes
Striking out into new ventures
From high-end restaurants to laser tag, volleyball and bumper cars, bowling alleys are ramping up their efforts to attract new customers in tough economic times.
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Careers »

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Diary of a Recession Baby»

A village to raise a kid? Try $222,000
This biggest cost to raising a child is housing, but child care and education also take a 20-year-plus bite out of the budget.
One thing not to gift to your children? Your career
How to respond when family members need money help
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Spending & Saving »

Fed caps credit-card fees  
Good news for consumers as bank overseer sets limits on fees, penalties and inactivity charges that card issuers can demand.
New bank overdraft rules could save you money
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Rates »

Equity
7.7%

National averages from Bankrate.com

National averages from Bankrate.com

3-month CD
0.4%
1-year CD
1.1%

National averages from Bankrate.com

You Don’t Need Another Credit Card, You Need A Better One.
Avg. APR Last Week 6 Months
Low Interest 12.31% 12.18% 12.17%
Cash Back 12.63% 12.63% 12.49%
Business 12.96% 12.96% 10.74%
Balance Transfer 12.97% 12.88% 12.40%
Student 13.96% 13.96% 14.71%
Airline 14.30% 14.30% 14.17%
Reward 14.70% 14.70% 13.47%
Instant Approval 15.99% 15.99% 17.62%
Bad Credit 20.32% 20.32% 13.74%
Source:CreditCards.com

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